I want to make sure I'm understanding HE weapons and their PEN bonus correctly. Here's the scenario:
1) I fire my M8's light anti-tank (HE 1") using an HE round at a Veteran infantry squad in light cover, and they choose to go "Down"
2) Since this isn't indirect fire, all normal to-hit penalties apply (cover, firer movement, down, range, etc).
3) The shot hits, and the 1" template is able to reach 3 guys. That gets reduced to 2 due to the squad being "down" (half hits rounded up).
4) Damage is rolled, and since the 1" HE has a +1 PEN, the vets die on a 4+ instead of a 5+.
Correct?